Pennywise, Pound foolish?

Posted on by Defensive Driving | in Defensive Driving Tips

You are on your way to work or running an errand or maybe just returning from a night out with your spouse and …

An accident happens, you are rear ended by another driver.   That other driver proceeds to drive off, but thanks to the diligence of a witness who follows the other driver, the other driver returns to the scene of the accident.

Then it turns out the other driver is legally impaired and … it just gets better, the other driver does not have insurance.

Sound like a fantastic story – unbelievable, never happens?   Guess again, this actually happened.  The article with the full details here

This story really highlights a growing problem.   There are many drivers out there on the road, driving with you, who do not have auto insurance.   According to the Insurance Research Council, one in seven drivers out there do not have auto insurance.

With one exception, every state has some form of minimum insurance required by drivers, yet so many are driving illegally.   Even worse, if you are involved in an accident and you do not have under-insured/uninsured motorist coverage, you are most likely going to be a victim a second time, as you will have to come out-of-pocket for additional expenses.

Over the last four years, a lot of consumers have made choices based on their financial position and one of the items which gets cut is insurance.   There are also a lot of low-cost providers out there, spending millions in marketing to get you to change your auto insurance, sometimes, you get what you paid for.

Talk with your insurance agent, find out what type of coverage you have, what your deductibles are and what is covered in the event you are in an accident with a driver who does not have insurance.   If you have to pay an additional premium to get under-insured/uninsured motorist coverage, check to see if taking a defensive driving course will allow you to receive discounts for your auto insurance.   The money you save in discounts for auto insurance by taking a defensive driving course might very well offset what you are a paying in additional premiums.

More importantly, it will give you piece of mind, knowing that in the event you are in an accident with one of these bad drivers, you know what to expect with respect to your claim.

Drive Safely and Friendly!

|

Customer Reviews

Defensivedriving.com has a ShopperApproved rating of 4.7 based on 114971 ratings and reviews.

Yan Lin Texas, united states
Easy to register.
Louise Rosen Tx, united states
Very pleased with immediate customer service and help! Easy to complete course which was actually full of very helpful information and reminders!
Maitanya Macalino Manuel None, united states
Easy to use
Shontanique Bradley Tx, united states
Easy & very informative
Greyson Morgan None, united states
quick and easy
Peter John None, united states
100% easy online training
joel Torres None, united states
EASY
Aiyana Jennings None, united states
Cost efficient, and fast.
Gabrielle Martinez None, united states
Very easy and user friendly.
Raymond Lunn III None, united states
easy to navigate
Reynaldo Renteria None, united states
Very easy to register
Alma Rodriguez Diaz None, united states
Smooth and easy
Himal kuwar TX, united states
it was easy to use
Cheryl Arnold Texas, united states
Good and easy to use!
Dee McGinnis united states
easy and quick to sign up
Keith Schultz TX, united states
Very easy to register. Excellent material.
Nathan Duenez None, united states
Good
Ethan Webb None, united states
Super easy
Nicholas Novosad None, united states
Easy to use and straight forward. A+
George Boutwell None, united states
Easy to navigate
See all reviews on shopperApproved.com
Why DefensiveDriving.com
  • 20 Years in Business
  • Over 2 Million Customers Served
  • Highest Possible Better Business Bureau Rating
  • Award Winning Course