Traffic Tickets and Your Insurance Premium!May 19, 2012 | in The Daily Drive
Speeding? Pulled over for not wearing your seatbelt? Did a “STOP” (Spin Tires on Pavement) in front of a cop?
Outside of the stress of having the red and blue lights, do you know what that ticket might do to your auto insurance premium?
Insurance.com recently conducted a study of almost a half million insurance quotes provided to drivers by from 14 different insurance companies from 2009 to 2011. The study compared insurance quotes given to drivers with the 14 most common violations and compared them to quotes to drivers with no violation.
Out of that study… the “Uh-Oh” calculator which can provide you with an estimate of what your rate might increase by, you can find it by clicking here!
Based on the study, on average, a speeding ticket of 30 miles per hour or more will increase your premium by 15%. That’s almost a $200 increase on a typical annual insurance premium.
Speeding 1 to 29 miles per hour above the speed limit resulted on a 11% to 12% insurance premium hike.
Have you received a traffic ticket recently? Don’t know how it will affect your insurance premium?
There is an alternative to having your premiums go up… take an online driver safety course with DefensiveDriving.com. DefensiveDriving.com’s online defensive driving courses are state approved for ticket dismissal and even better still, most insurance companies accept DefensiveDriving.com courses for a discount on auto insurance!!!
So you get a ticket, you get a it dismissed with DefensiveDriving.com and instead of your premium going up 11%, you turn in your state approved defensive driving course for a discount on your insurances premiums of up to 15%!
For as low as $7, you can get started on the road to savings today.
Got a Ticket? Now more than even, Just Click It!
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